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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Top card

Great service recommend to anyone Reviewed on: 15th January 2025

EThe appasy to use the app on your phone

Easy to use the app on your phone Reviewed on: 15th January 2025

Easy to use app, friendly service staff good overall...

Easy to use app, friendly service staff good overall value. Informative texts kept up to date regularly Reviewed on: 15th January 2025

Brilliant

Overall great service really excellent very helpful Reviewed on: 15th January 2025

Has had no problems Money taken out on time and mone...

Has had no problems Money taken out on time and money is there for when I need it Reviewed on: 15th January 2025

Brilliant good to deal with would recommend to anybody

Brilliant good to deal with would recommend to anybody Reviewed on: 15th January 2025

Well done!

Well done! Thank you for your cooperation! Reviewed on: 15th January 2025

Great service

after having bad credit history due to covid zopa took a chance and gave me credit again. Reviewed on: 15th January 2025

All Smooth!

I have not used the card very much but I have never had any problems or need to contact Zopa. However, I enjoy the very favourable rates of foreign exchange. Zopa are good at communicating with me and informing me of new products which they have to offer. Reviewed on: 15th January 2025

Easy to use app staff very friendly and helpful

Easy to use app staff very friendly and helpful Reviewed on: 15th January 2025

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