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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very good experience would definitely recommend.

Very good experience would definitely recommend. Reviewed on: 15th January 2025

Fantastic products everything is easy and convenient...

Fantastic products everything is easy and convenient to use Reviewed on: 15th January 2025

Very good and very nice easy for using

Very good and very nice easy for using Reviewed on: 15th January 2025

Started me off with a decent limit

Started me off with a decent limit Reviewed on: 15th January 2025

Good service,intuitive app,no hidden costs.

Good service,intuitive app,no hidden costs.it is as it says it is. Reviewed on: 15th January 2025

From application through to actually receiving my ca...

From application through to actually receiving my card, the whole process was easy,. Information was understandable and made sense. App very easy and comfortable to you use. Only been a customer for a few weeks and already feel valued Reviewed on: 15th January 2025

Excellent

Very easy company to deal with and great app which is very quick and easy to use, responsible lender not just increasing your limit as quickly as others do forcing you into more debt. Choice of cards and loans cover anyone's need for extra cash when needed. Reviewed on: 15th January 2025

I absolutely love my zopa card!

I absolutely love my zopa card! One of the best providers I've experienced, customer service is amazing, interesting rates are great and don't rip your eys out like over providers, I have also already recommended themselves to family and friends Reviewed on: 15th January 2025

Great Credit Card company

I always have good communication with Zopa. Their assistance is invaluable. It's there when I need it. Reviewed on: 15th January 2025

Since iv had the card it's helpful me out in a lot o...

Since iv had the card it's helpful me out in a lot ov ways and the best on the market at the minute love you all at zopa thank you very much for all your help me out james Reviewed on: 15th January 2025

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