Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great company,helped build my credit score

Great company,helped build my credit score Reviewed on: 15th January 2025

Great card, app and customer service

Great card, app and customer service Reviewed on: 15th January 2025

Zopa, there when we need it

Zopa provides great customer support ! Reviewed on: 15th January 2025

Hassle free application and excellent customer service

Hassle free application and excellent customer service Reviewed on: 15th January 2025

Easy to apply and prompt reply.

Easy to apply and prompt reply. Always ay hand to advise and support. First class service. Reviewed on: 15th January 2025

Brilliant service so far and the ease of use of the...

Brilliant service so far and the ease of use of the mobile app is refreshing, always keeping customers u to date with what’s new or changes in the service Reviewed on: 15th January 2025

When you pay on your card it goes straight on to you...

When you pay on your card it goes straight on to your balance,so you know we're you are financially .Other cards take up to two days to show you've paid ,which makes it harder to judge your spending Reviewed on: 15th January 2025

Very efficient in all they do!

Very efficient in all they do! Highly recommend Reviewed on: 15th January 2025

I have found Zopa easy and efficient

I have found Zopa easy and efficient Reviewed on: 15th January 2025

Wasn't sure i would be accepted.

Wasn't sure i would be accepted. They gave me a chance and i have been able to improve my credit rating. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.20 from 104 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews
Purchase Credit Card
from Bank of Scotland 4.24 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub