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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful if an emergency great app easy to under...

Very helpful if an emergency great app easy to understand good communication Reviewed on: 15th January 2025

Nothing to tell I only use appspp

Nothing to tell I only use spp to talk with agent Reviewed on: 15th January 2025

John Manchester

Easy to you app, customer communication Excellent. Reviewed on: 15th January 2025

Very easy to use and helpful.

Very easy to use and helpful. The app is very aesthetic and they offer good rates on loans and credit cards. Would recommend for all my friends and family Reviewed on: 15th January 2025

I find the app really easy to use and have had no is...

I find the app really easy to use and have had no issues Reviewed on: 15th January 2025

Easy to apply for, quick to be delivered the respons...

Easy to apply for, quick to be delivered the response was really fast. Reviewed on: 15th January 2025

No issues easy to use and control good app

No issues easy to use and control good app Reviewed on: 15th January 2025

Always good with zopa, good in there service

Always good with zopa, good in there service Reviewed on: 15th January 2025

Very good customer service and rates, easy access to...

Very good customer service and rates, easy access to the app Reviewed on: 15th January 2025

Good credit control,

Good credit control, not pushing extra spending power on you . Affordable Reviewed on: 15th January 2025

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