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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent service and easy to use the app

Excellent service and easy to use the app Reviewed on: 15th January 2025

Great service

Great service no trouble at all never had to call once also always let's you know when payment is due Reviewed on: 15th January 2025

My experience

Customer service is excellent and whole process was really smooth Reviewed on: 15th January 2025

Easy to use as it’s a card but would be good if it w...

Easy to use as it’s a card but would be good if it was on Apple pay Reviewed on: 15th January 2025

Affordable card

Nice and easy with good customer service. Reviewed on: 15th January 2025

Perfect credit card

Very easy and fast application. Easy to use app so control at your fingertips. Reviewed on: 15th January 2025

Excellent it was a good experience

Excellent it was a good experience Reviewed on: 15th January 2025

Easy to apply and very efficient

Easy to apply and very efficient Reviewed on: 15th January 2025

When I needed help the most

I had an amazing experience with Zopa! When I needed the help the most, they were there for me. The application was straight forward, and questions asked was relevant to my lending. I've referred Zopa to many of my friends. All I have to say is a big thank you. Reviewed on: 15th January 2025

Excellent service for the start,

Excellent service for the start, Reviewed on: 15th January 2025

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