Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

My experience

Customer service is excellent and whole process was really smooth Reviewed on: 15th January 2025

Easy to use as it’s a card but would be good if it w...

Easy to use as it’s a card but would be good if it was on Apple pay Reviewed on: 15th January 2025

Affordable card

Nice and easy with good customer service. Reviewed on: 15th January 2025

Perfect credit card

Very easy and fast application. Easy to use app so control at your fingertips. Reviewed on: 15th January 2025

Excellent it was a good experience

Excellent it was a good experience Reviewed on: 15th January 2025

Easy to apply and very efficient

Easy to apply and very efficient Reviewed on: 15th January 2025

When I needed help the most

I had an amazing experience with Zopa! When I needed the help the most, they were there for me. The application was straight forward, and questions asked was relevant to my lending. I've referred Zopa to many of my friends. All I have to say is a big thank you. Reviewed on: 15th January 2025

Excellent service for the start,

Excellent service for the start, Reviewed on: 15th January 2025

I love this card I can spend what l like and pay as...

I love this card I can spend what l like and pay as and went I have the money Reviewed on: 15th January 2025

Always helpful staff, app is good, never any problems

Always helpful staff, app is good, never any problems Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Everyday credit cards
from Lloyds Bank 4.08 from 68 reviews
Credit Card
from Ocean Finance 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub