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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I love this card I can spend what l like and pay as...

I love this card I can spend what l like and pay as and went I have the money Reviewed on: 15th January 2025

Always helpful staff, app is good, never any problems

Always helpful staff, app is good, never any problems Reviewed on: 15th January 2025

It’s always there to support you

It’s always there to support you Reviewed on: 15th January 2025

Very easy to understand and excellent service

Very easy to understand and excellent service Reviewed on: 15th January 2025

Great card , easy access to app , fab guidance if ne...

Great card , easy access to app , fab guidance if needed Reviewed on: 15th January 2025

Very good rates and easy to use app.

Very good rates, easy to use app. Reviewed on: 15th January 2025

Excellent card

Easy application friendly reminders so you never miss a payment Reviewed on: 15th January 2025

Gave me a chance when no one else would.

Gave me a chance when no one else would. Reviewed on: 15th January 2025

Easy and useful

The cards app is very straight forward to use and regular notifications to help you along the way on insights to build your credit score Reviewed on: 15th January 2025

Good communication and quick decision

Good communication and quick decision Reviewed on: 15th January 2025

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