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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good company

No problems at all - easy to apply and the app is very straightforward to use. Reviewed on: 15th January 2025

Easy forms to feel ,fast to release funds

Easy forms to feel ,fast to release funds Reviewed on: 15th January 2025

Just have no hassle with Zopa,,,,easy to deal with a...

Just have no hassle with Zopa,,,,easy to deal with and give good information about repayments. Reviewed on: 15th January 2025

Excellent product and service .

Excellent product and service . Would highly recommend and appreciate the support from this provider Reviewed on: 15th January 2025

Zopa are a very good at what they do,if you have a p...

Zopa are a very good at what they do,if you have a problem they will help you not like other companies who provide credit cards or banking,I would recommend Zopa to anyone very good service. Reviewed on: 15th January 2025

Very Thankful to Zopa

I am very thankful for Zopa giving me a credit card it help me to put down a deposit to hire a car for the day and if I didn’t have the Zopa credit card I could not have done that. Reviewed on: 15th January 2025

Excellent service very friendly, any issue they will...

Excellent service very friendly, any issue they will always help, any concerns they will answer always put your mind at ease Reviewed on: 15th January 2025

I have never had a bad experience with zopa

I have never had a bad experience with zopa Reviewed on: 15th January 2025

I love my card it's the best one I have had and I wo...

I love my card it's the best one I have had and I would definitely recommend zopa to anybody Reviewed on: 15th January 2025

Great interest rates and customer anonmoys service

Great interest rates and customer service Reviewed on: 15th January 2025

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