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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Fantastic card for not the greatest credit

Great credit card, helped me massively when I had been rejected by other providers. Has helped me to build my credit rating, the interest isn't as much as other providers who have offered me a card. Reviewed on: 15th January 2025

Love Zopa Credit Card, easy to use and the app...

Love Zopa Credit Card, easy to use and the app is great Reviewed on: 15th January 2025

Very easy to deal with, always found them very helpf...

Very easy to deal with, always found them very helpful and understanding Reviewed on: 15th January 2025

The app is so easy to navigate and helpful

The app is so easy to navigate and helpful Reviewed on: 15th January 2025

Great service very quick

All went very smooth the whole application through to getting the card and the app is easy to use Reviewed on: 15th January 2025

Zopa really easy application and easy to use.

Zopa really easy application and easy to use. Reviewed on: 15th January 2025

Excellent provider!

Excellent provider. Best out there by far! Reviewed on: 15th January 2025

Zopa is an Easy to use app and with no stressful sig...

Zopa is an Easy to use app and with no stressful signups. Been able to use abroad with good exchange rates and affordable credit. Reviewed on: 15th January 2025

Zopa is great when you have a emergency.

Zopa is a great credit building credit card.Its great to have a Zopa Credit Card in your wallet in case of a emergency. Reviewed on: 15th January 2025

Easy to understand

Love the card easy to view in app and can do everything in your app Reviewed on: 15th January 2025

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