Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I love using the Zopa App.

I love using the Zopa App. For some reason it feels light, probably due to how easy and fast it loads. Reviewed on: 15th January 2025

Very good.

Very good. Exelent. Thank you . Not cement :) Reviewed on: 15th January 2025

Zopa provides a highly customer-friendly atmosphere,...

Zopa provides a highly customer-friendly atmosphere, excellent service, and a seamless user experience, ensuring customer satisfaction at every step. Their commitment to transparency and personalized support sets them apart in the industry. Reviewed on: 15th January 2025

Easy app

Very easy app to use. Can solve most queries by the app,but customer service is very polite and professional Reviewed on: 15th January 2025

It's the best credit card around and so easy to...

It's the best credit card around and so easy to use Reviewed on: 15th January 2025

Fantastic Zopa

From the application forms to receiving the card , the whole experience has been fantastic and simple. Reviewed on: 15th January 2025

Easy to use app

The app is easy to use and when you pay or spend it shows up right away, it tells you if you are eligible to apply for other financial products which is helpful Reviewed on: 15th January 2025

Very easy to apply.

Very easy to apply. The rate is understandable. Reviewed on: 15th January 2025

Easy to use - never had a problem

Easy to use - never had a problem Reviewed on: 15th January 2025

I am very happy with my zopa credit card.

I am very happy with my zopa credit card. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub