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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Found Zopa very easy to deal with from start to fini...

Found Zopa very easy to deal with from start to finish excellent service Reviewed on: 15th January 2025

Applying for the card was easy and repayments are ea...

Applying for the card was easy and repayments are easy via the app would highly recommend zopa to other people Reviewed on: 15th January 2025

Had a poor credit history and in an IVA agreement bu...

Had a poor credit history and in an IVA agreement but Zopa provided me with a start to improve my credit history Reviewed on: 15th January 2025

easy to Navigate

I have found dealing with ZOPA really easy and the online service is easy to navigate which when you are a technophobe is important, the whole experience is just easy and i have found ZOPA to be very convenient for what i need it for. Reviewed on: 15th January 2025

Easy to understand and use.

Easy to understand and use. All communication is straightforward Reviewed on: 15th January 2025

Zopa treats people like people not numbers

Zopa treats people like people not numbers Reviewed on: 15th January 2025

Up to date information on credit worthiness

Up to date information on credit worthiness Reviewed on: 15th January 2025

I am satisfied with Zopa there is great helps

I am satisfied with Zopa there is great helps Reviewed on: 15th January 2025

From the beginning I get this card all communication...

From the beginning I get this card all communication are excellent!! For me the best credit card Reviewed on: 15th January 2025

Very easy to use app everything is on there easy to...

Very easy to use app everything is on there easy to contact Reviewed on: 15th January 2025

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