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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa provides a highly customer-friendly atmosphere,...

Zopa provides a highly customer-friendly atmosphere, excellent service, and a seamless user experience, ensuring customer satisfaction at every step. Their commitment to transparency and personalized support sets them apart in the industry. Reviewed on: 15th January 2025

Easy app

Very easy app to use. Can solve most queries by the app,but customer service is very polite and professional Reviewed on: 15th January 2025

It's the best credit card around and so easy to...

It's the best credit card around and so easy to use Reviewed on: 15th January 2025

Fantastic Zopa

From the application forms to receiving the card , the whole experience has been fantastic and simple. Reviewed on: 15th January 2025

Easy to use app

The app is easy to use and when you pay or spend it shows up right away, it tells you if you are eligible to apply for other financial products which is helpful Reviewed on: 15th January 2025

Very easy to apply.

Very easy to apply. The rate is understandable. Reviewed on: 15th January 2025

Easy to use - never had a problem

Easy to use - never had a problem Reviewed on: 15th January 2025

I am very happy with my zopa credit card.

I am very happy with my zopa credit card. Reviewed on: 15th January 2025

Found Zopa very easy to deal with from start to fini...

Found Zopa very easy to deal with from start to finish excellent service Reviewed on: 15th January 2025

Applying for the card was easy and repayments are ea...

Applying for the card was easy and repayments are easy via the app would highly recommend zopa to other people Reviewed on: 15th January 2025

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