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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It’s good and customer service is good

It’s good and customer service is good Reviewed on: 15th January 2025

Easy to apply and my only on-line only card easy to...

Easy to apply and my only on-line only card easy to manage Reviewed on: 15th January 2025

Got declined by a few companys but zopa gave me a ch...

Got declined by a few companys but zopa gave me a chance Reviewed on: 15th January 2025

Very easy to usethe app and card good customer servi...

Very easy to usethe app and card good customer service . Reviewed on: 15th January 2025

Best Credit Card for Credit Building.

Zopa has really met my need. I am pleased with the service I received so far. Reviewed on: 15th January 2025

Easy app to use and very informative with regular re...

Easy app to use and very informative with regular review of usage and limit Reviewed on: 15th January 2025

Managed my card perfect and increase in limits autom...

Managed my card perfect and increase in limits automatically when available. I've found it easy to use and rhe app gives you all the information you need. I oay my cars of fully if I use each month and paying rhe balance is always straigh forward. Reviewed on: 15th January 2025

great card

always had a great experence with zopa Reviewed on: 15th January 2025

Excellent very vigilant someone.

Excellent very vigilant someone.tried to use my card in America they straightaway stopped very quick thank you Reviewed on: 15th January 2025

5 stars highly recommend

Great service and fast. Very easy to use system no waiting times Reviewed on: 15th January 2025

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