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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Really easy to use and communicate with

Really easy to use and communicate with Reviewed on: 15th January 2025

Happy with service.

All good so far, neutral given for customer service, as I have not had to use this as everything is ok Reviewed on: 15th January 2025

great no complaints easy to use and communicate

great no complaints easy to use and communicate Reviewed on: 15th January 2025

Good bank 100%

I've had no problems with zopa so can't say very much. Reviewed on: 15th January 2025

Top of the lot

Really put confidence back into me as a consumer, a brand you can really trust. Reviewed on: 15th January 2025

Adam Gawerski

Quickly decision :) Minimum document Reviewed on: 15th January 2025

Nothing but helpful.

Nothing but helpful. Any problem dealt with. Engaging, pleasant and very professional. Reviewed on: 15th January 2025

Very good customer service i will recommend them an...

Very good customer service i will recommend them anytime Reviewed on: 15th January 2025

Zopa is an excellent bank which can help you in urge...

Zopa is an excellent bank which can help you in urgent need and I'm the beneficiary that multiple times Reviewed on: 15th January 2025

Very user friendly.

Very user friendly. Fantastic offers Reviewed on: 15th January 2025

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