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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very good service in need.

Very good service in need.i will recommend zopa to my friends and colleagues Reviewed on: 15th January 2025

They have been there for me when I had poor credit a...

They have been there for me when I had poor credit and others were not prepared to help Reviewed on: 15th January 2025

Easy to do card arrived quick app easy to use

Easy to do card arrived quick app easy to use Reviewed on: 15th January 2025

Hassle free card easy app very good to deal with...

Hassle free card easy app very good to deal with Reviewed on: 15th January 2025

Zopa Praises

I signed on to Zopla to improve my credit rating , the card does everything that is written in the small words. Amazing Reviewed on: 15th January 2025

Excellent

Very professional when I've called customer services Exellent Reviewed on: 15th January 2025

Easy to apply and speedy issue of the card.

Easy to apply and speedy issue of the card. App very easy to navigate Reviewed on: 15th January 2025

Brilliant card and services , helped me out when no...

Brilliant card and services , helped me out when no one else would Reviewed on: 15th January 2025

Very good easy to use no problems

Very good easy to use no problems Reviewed on: 15th January 2025

No problems obtaining a card and no problems with us...

No problems obtaining a card and no problems with using it or even contacting the company if I had a problem. Reviewed on: 15th January 2025

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