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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to use app,never had a problems

Easy to use app,never had a problems Reviewed on: 15th January 2025

Great service and professional support .

Great service and professional support. Reviewed on: 15th January 2025

Perfect and helpful and easy service at all times

Perfect and helpful and easy service at all times Reviewed on: 15th January 2025

Such a good company, communication excellent and no...

Such a good company, communication excellent and no pressure to increase the credit limit. It is really helping me budget. Reviewed on: 15th January 2025

Great provider with no fuss.

Great provider with no fuss. I have no issues with you and your services Reviewed on: 15th January 2025

So easy to use the app.

So easy to use the app. I’m more than happy to recommend Zopa to friends and family. Reviewed on: 15th January 2025

Fast service and very helpful and friendly

Fast service and very helpful and friendly Reviewed on: 15th January 2025

Excellent service thank you, good staff

Excellent service thank you, good staff Reviewed on: 15th January 2025

Have very good experience with Zopa, they provide me...

Have very good experience with Zopa, they provide me with car finance, and a credit card when i realy need it. Reviewed on: 15th January 2025

Great service from Zopa

Very easy to use and great instructions Reviewed on: 15th January 2025

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