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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Super Zopa

Every thing is excellent with Zopa Reviewed on: 15th January 2025

One of the best credit cards I've had

One of the best credit cards I've had Reviewed on: 15th January 2025

Great App Easy to use app and good communication

Easy to use app and good communication Reviewed on: 15th January 2025

Excellent service

Excellent service always willing to help. Reviewed on: 15th January 2025

Zopa has been great to help me rebuild my credit...

Zopa has been great to help me rebuild my credit score Reviewed on: 15th January 2025

App and Customer service

Zopa has a brilliant app that is very clear and easy to understand. They have brilliant communication with their customers. Reviewed on: 15th January 2025

Very easy app to use and card arrives very quickly a...

Very easy app to use and card arrives very quickly after being accepted Reviewed on: 15th January 2025

Easy to use.easy to use app

Easy to use. Good app. Free cash withdrawal abroad Reviewed on: 15th January 2025

Hassle free lending, whilst imp...

Hassle free lending at a competitive rate whilst improving credit score. Reviewed on: 15th January 2025

I am loving to use it, very good card but just need...

I am loving to use it, very good card but just need to improve the credit limit Reviewed on: 15th January 2025

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