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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

No issues so far.

No issues so far. Apr a bit high. Would recommend and app is easy to use Reviewed on: 15th January 2025

It had been good so far not been with you long but c...

It had been good so far not been with you long but can’t complain Reviewed on: 15th January 2025

Never had a problem with zopa at all

Never had a problem with zopa at all Reviewed on: 15th January 2025

Zopa have been brilliant despite me being late a few...

Zopa have been brilliant despite me being late a few times Reviewed on: 15th January 2025

Very efficient and emphatic .

Very efficient and emphatic .they really listen and want to help you. They are realists Reviewed on: 15th January 2025

Customer service is always fast and quick to get hol...

Customer service is always fast and quick to get hold of and the app makes it easy to make payments and find information you need regarding your credit card Reviewed on: 15th January 2025

Zopa service is good compare to other credit cards

Zopa service is good compare to other credit cards Reviewed on: 15th January 2025

Great Credit Card

Love my credit card good limits , offered me a bank account before it was even publicly ready, good service Reviewed on: 15th January 2025

Great service easy to use the app and excellent cust...

Great service easy to use the app and excellent customer service Reviewed on: 15th January 2025

Helped me out many times.

Helped me out many times. Very good customer service and helps improve credit standing. Reviewed on: 15th January 2025

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