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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very good and excellent service I'm like

Very good and excellent service I'm like Reviewed on: 15th January 2025

Zopa is the amazing credit cards service ever, very...

Zopa is the amazing credit cards service ever, very efficient and reliable, excellent customer care and service Reviewed on: 15th January 2025

Really good card services.

Really good card services. The app is really easy to use. Reviewed on: 15th January 2025

Easy and hassle free.

Easy and hassle free... Very friendly and nice to deal with .. Reviewed on: 15th January 2025

I love the app and rate.

I love the app and rate. They provide fantastic financial services Reviewed on: 15th January 2025

Zopa credit is really good ..

Zopa credit is really good it has helped me a lot Reviewed on: 15th January 2025

It’s the best credit card that I’ve used till now

It’s the best credit card that I’ve used till now Reviewed on: 15th January 2025

It has been an excellent card from a company that pr...

It has been an excellent card from a company that prioritises user experience. Reviewed on: 15th January 2025

Great company with honesty and transparency throughout

Great company with honesty and transparency throughout Reviewed on: 15th January 2025

Really good card for building credit score

Really good card for building credit score Reviewed on: 15th January 2025

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