Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Never had a problem with zopa at all

Never had a problem with zopa at all Reviewed on: 15th January 2025

Zopa have been brilliant despite me being late a few...

Zopa have been brilliant despite me being late a few times Reviewed on: 15th January 2025

Very efficient and emphatic .

Very efficient and emphatic .they really listen and want to help you. They are realists Reviewed on: 15th January 2025

Customer service is always fast and quick to get hol...

Customer service is always fast and quick to get hold of and the app makes it easy to make payments and find information you need regarding your credit card Reviewed on: 15th January 2025

Zopa service is good compare to other credit cards

Zopa service is good compare to other credit cards Reviewed on: 15th January 2025

Great Credit Card

Love my credit card good limits , offered me a bank account before it was even publicly ready, good service Reviewed on: 15th January 2025

Great service easy to use the app and excellent cust...

Great service easy to use the app and excellent customer service Reviewed on: 15th January 2025

Helped me out many times.

Helped me out many times. Very good customer service and helps improve credit standing. Reviewed on: 15th January 2025

Very good and excellent service I'm like

Very good and excellent service I'm like Reviewed on: 15th January 2025

Zopa is the amazing credit cards service ever, very...

Zopa is the amazing credit cards service ever, very efficient and reliable, excellent customer care and service Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.98 from 21 reviews
Everyday Credit Card
from Santander 3.66 from 26 reviews
Credit card
from Luma 4.16 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub