Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great services, every time I have an issue it’s rect...

Great services, every time I have an issue it’s rectified on time with satisfaction Reviewed on: 15th January 2025

Great company

Easy to use, good communications and amazing service Reviewed on: 15th January 2025

A great credit card to help me rebuild my credit

A great credit card to help me rebuild my credit with great features and well written mo I've application Reviewed on: 15th January 2025

Honest and reliable

They keep me informed very helpful and reply very quickly Reviewed on: 15th January 2025

Excellent card,easy to get accepted and good rate of...

Excellent card,easy to get accepted and good rate of interest Reviewed on: 15th January 2025

Very easy app and payments update very quickly

Very easy app and payments update very quickly Reviewed on: 15th January 2025

My issues were dealt with easily and quickly, adviso...

My issues were dealt with easily and quickly, advisors were friendly and polite Reviewed on: 15th January 2025

Good value for money and good app

Good value for money and good app Reviewed on: 15th January 2025

Dont not use - trapped as cant transfer my balance

Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system set up. Its non UK compliant Reviewed on: 26th October 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.05 from 23 reviews
Overpay
from Incredible 4.19 from 5 reviews
Aqua credit cards
from NewDay 4.72 from 3309 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub