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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa bank is the most positive and helpful in every...

Zopa bank is the most positive and helpful in every situation. I am satisfied with using these services.thanks Zopa Reviewed on: 12th April 2024

.very good

. very nice app and using this easy to make payment and using Reviewed on: 12th April 2024

Happy customer

Great card. ……………………………………… … z. Z. Z Reviewed on: 12th April 2024

Just so easy to use and understand

Just so easy to use and understand Reviewed on: 12th April 2024

easy access to my money and my credit limit has gone...

easy access to my money and my credit limit has gone up all good Reviewed on: 12th April 2024

Easy to pay and suitable payments for your finances

Easy to pay and suitable payments for your finances Reviewed on: 12th April 2024

Excellent service.

Excellent service. Brilliant staff and they look after there customers with care. Reviewed on: 12th April 2024

ZOPA is tops

I enjoy the option to save. Everything runs smoothly. I have had nothing but good results and service. I have not had to address customer service and this in itself tells me that the processes and service levels with Zopa are exemplary. I am sure that should the need arise I would receive nothing but the best service. Reviewed on: 12th April 2024

Very easy to navigate app, easy to understand statem...

Very easy to navigate app, easy to understand statements, I like the fact I am notified of my balance when I spend on my card. Reviewed on: 12th April 2024

Zopa Credit let be build my credit rating up and the...

Zopa Credit let be build my credit rating up and the customer care is very excellent Reviewed on: 12th April 2024

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