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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Always prompt .

Always prompt , gives advice and best offer. Reviewed on: 12th April 2024

Kept up to date with offers and how to get the best .

Kept up to date with offers and how to get the best . Reviewed on: 12th April 2024

Very easy to talk to easy to understand

Very easy to talk to easy to understand Reviewed on: 12th April 2024

Very friendly complet satisfaction

Very friendly complet satisfaction Reviewed on: 12th April 2024

Fantastic website offer great products

Fantastic website offer great products Reviewed on: 12th April 2024

Excellent company and good customer service.

Excellent company and good customer service. I also have a savings account with them, that's how trustworthy they are. Reviewed on: 12th April 2024

Brilliant App!

Had no problems using the credit card, the saving accounts are great with the app. Reviewed on: 12th April 2024

Very good easy and affordable always updating very g...

Very good easy and affordable always updating very good communication happy with my card account Reviewed on: 12th April 2024

Always there when you need them, excellent customer...

Always there when you need them, excellent customer support Reviewed on: 12th April 2024

Why I like Zopa

I am informed about all my charges along with upcoming payments Reviewed on: 12th April 2024

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