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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Cant fault, i have had no issues at all

Cant fault, i have had no issues at all Reviewed on: 12th April 2024

Nice card with app.

Nice card with app. From credit to savings I’m happy with zopa Reviewed on: 12th April 2024

Great customer service

The card has come in very handy and customer service is excellent. Reviewed on: 12th April 2024

Great card and customer service.

Great card and customer service. The app is really good too. Would highly recommend this credit card for anyone looking to build credit Reviewed on: 12th April 2024

I had recently finished an AVL agreement and needed...

I had recently finished an AVL agreement and needed to rebuild my credit Zopa is allowing me to do this and its app has a range of useful tools Reviewed on: 12th April 2024

Best credit card

Zopa is best in every aspect. Customer service,app and everything is easy with them Reviewed on: 12th April 2024

Always been there when I need them

Always been there when I need them Reviewed on: 12th April 2024

Quick response time, great easy to use app that keep...

Quick response time, great easy to use app that keeps you updated on any offers available to you Reviewed on: 12th April 2024

Very approachable very fast and clear

Very approachable very fast and clear Reviewed on: 12th April 2024

Great service,so easy to contact with queries,wish I...

Great service,so easy to contact with queries,wish I had been with them longer Reviewed on: 12th April 2024

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