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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very easy to talk to easy to understand

Very easy to talk to easy to understand Reviewed on: 12th April 2024

Very friendly complet satisfaction

Very friendly complet satisfaction Reviewed on: 12th April 2024

Fantastic website offer great products

Fantastic website offer great products Reviewed on: 12th April 2024

Excellent company and good customer service.

Excellent company and good customer service. I also have a savings account with them, that's how trustworthy they are. Reviewed on: 12th April 2024

Brilliant App!

Had no problems using the credit card, the saving accounts are great with the app. Reviewed on: 12th April 2024

Very good easy and affordable always updating very g...

Very good easy and affordable always updating very good communication happy with my card account Reviewed on: 12th April 2024

Always there when you need them, excellent customer...

Always there when you need them, excellent customer support Reviewed on: 12th April 2024

Why I like Zopa

I am informed about all my charges along with upcoming payments Reviewed on: 12th April 2024

Cant fault, i have had no issues at all

Cant fault, i have had no issues at all Reviewed on: 12th April 2024

Nice card with app.

Nice card with app. From credit to savings I’m happy with zopa Reviewed on: 12th April 2024

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