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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Best credit card I’ve had

Getting accepted was easy. They are there to help and the app is so useful and clear Reviewed on: 12th April 2024

Zopa credit card!

Great experience, easy to use the application! Reviewed on: 12th April 2024

Taken every where no hassle all contact is clear and...

Taken every where no hassle all contact is clear and precise.call centre very helpful and knowledgeable. Reviewed on: 12th April 2024

Great card.Great Service

Great card. Great App! Great credit limit. Good customer service Reviewed on: 12th April 2024

I like Zopa a bit better than the other one though s...

I like Zopa a bit better than the other one though so I’m just not really sure what the issue would have with it but it certainly is something that you can get used for a while longer than the service is good enough and the price is very good and may experience a lot better than what you’re looking Reviewed on: 11th April 2024

Excellent customer service and app is easy to use

Excellent customer service and app is easy to use Reviewed on: 11th April 2024

Easy to get but customer service is simply the worst...

Easy to get but customer service is simply the worst Reviewed on: 11th April 2024

Does exactly what it's meant to do, with no surprises.

Does exactly what it's meant to do, with no surprises. Happy to have this card in my wallet Reviewed on: 11th April 2024

ZOPA is very smart money people and good deal

ZOPA is very smart money people and good deal Reviewed on: 11th April 2024

I have had a great experience with Zopa they are ver...

I have had a great experience with Zopa they are very professional and helpful and I would highly recommend. Reviewed on: 11th April 2024

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