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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great service

Great service , very helpful , easy access . Reviewed on: 11th April 2024

Very easy to use without stress, helpful team

Very easy to use without stress, helpful team Reviewed on: 11th April 2024

Smooth credit

Smooth credit no problems so far been using around 2 years. Friendly customer service as well when needed. Reviewed on: 11th April 2024

From the moment I chose to use Zopa experience h

From the moment I chose to use Zopa my experience has been seamless and unfussy. Without doubt my greatest experience and correspondence with any financial institution I have ever used. They always keep me updated and informed. Reviewed on: 11th April 2024

They have been very supportive.

They have been very supportive. I would recommend them Reviewed on: 11th April 2024

Excellent credit card, easy to set up on line account.

Excellent credit card, easy to set up on line account. Keep an eye on your spending. Reviewed on: 11th April 2024

Very easy and quick approval process.

Very easy and quick approval process. The app is customer friendly and straightforward to use Reviewed on: 11th April 2024

Always efficient and the app is great

Always efficient and the app is great Reviewed on: 11th April 2024

Ease of mind

Set amount automatically taken each month makes budgeting easier Reviewed on: 11th April 2024

The application is very easy to use, they also have...

The application is very easy to use, they also have a very good customer servce. Reviewed on: 11th April 2024

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