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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Taken every where no hassle all contact is clear and...

Taken every where no hassle all contact is clear and precise.call centre very helpful and knowledgeable. Reviewed on: 12th April 2024

Great card.Great Service

Great card. Great App! Great credit limit. Good customer service Reviewed on: 12th April 2024

I like Zopa a bit better than the other one though s...

I like Zopa a bit better than the other one though so I’m just not really sure what the issue would have with it but it certainly is something that you can get used for a while longer than the service is good enough and the price is very good and may experience a lot better than what you’re looking Reviewed on: 11th April 2024

Excellent customer service and app is easy to use

Excellent customer service and app is easy to use Reviewed on: 11th April 2024

Easy to get but customer service is simply the worst...

Easy to get but customer service is simply the worst Reviewed on: 11th April 2024

Does exactly what it's meant to do, with no surprises.

Does exactly what it's meant to do, with no surprises. Happy to have this card in my wallet Reviewed on: 11th April 2024

ZOPA is very smart money people and good deal

ZOPA is very smart money people and good deal Reviewed on: 11th April 2024

I have had a great experience with Zopa they are ver...

I have had a great experience with Zopa they are very professional and helpful and I would highly recommend. Reviewed on: 11th April 2024

Great service

Great service , very helpful , easy access . Reviewed on: 11th April 2024

Very easy to use without stress, helpful team

Very easy to use without stress, helpful team Reviewed on: 11th April 2024

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