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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Financial problem solver in difficult moments

Financial problem solver in difficult moments Reviewed on: 11th April 2024

Have had my credit card for a couple of years now a...

Have had my credit card for a couple of years now and it's has been an easy to use card Reviewed on: 11th April 2024

Staff very helpful and efficient in dealing with pro...

Staff very helpful and efficient in dealing with problems. Reviewed on: 11th April 2024

Really professional and efficient

Really professional and efficient Reviewed on: 11th April 2024

No hassle, convenient, easy to use.

No hassle, convenient, easy to use. No issues at all Reviewed on: 11th April 2024

I have had know issues and am very happy with...

I have had know issues and am very happy with Zopa Reviewed on: 11th April 2024

Great easy to apply.

Great easy to apply. Regular updates on my account Reviewed on: 11th April 2024

Helpful keeps you updated app is easy to navigate

Helpful keeps you updated app is easy to navigate Reviewed on: 11th April 2024

Life Changing

My credit rating was poor, but gradually I got thing bag on track. Then I applied for a Zopa credit card. I was successful and am truly delighted I did. The Zopa credit card was the perfect product for me. With the Zopa app I get up to date notifications in seconds every time I used my card. It also gives you the option to have a credit cushion. For me I chose £200 out of my credit limit of £1,000. This ment I would never go over my limit as Zopa told me when I was close to my cushion. Overall it gat my credit score back on track. I would have no hesitation recommending Zopa to anyone. 10/10 Reviewed on: 11th April 2024

Good services and nice customer service

Good services and nice customer service Reviewed on: 10th April 2024

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