Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Smooth credit

Smooth credit no problems so far been using around 2 years. Friendly customer service as well when needed. Reviewed on: 11th April 2024

From the moment I chose to use Zopa experience h

From the moment I chose to use Zopa my experience has been seamless and unfussy. Without doubt my greatest experience and correspondence with any financial institution I have ever used. They always keep me updated and informed. Reviewed on: 11th April 2024

They have been very supportive.

They have been very supportive. I would recommend them Reviewed on: 11th April 2024

Excellent credit card, easy to set up on line account.

Excellent credit card, easy to set up on line account. Keep an eye on your spending. Reviewed on: 11th April 2024

Very easy and quick approval process.

Very easy and quick approval process. The app is customer friendly and straightforward to use Reviewed on: 11th April 2024

Always efficient and the app is great

Always efficient and the app is great Reviewed on: 11th April 2024

Ease of mind

Set amount automatically taken each month makes budgeting easier Reviewed on: 11th April 2024

The application is very easy to use, they also have...

The application is very easy to use, they also have a very good customer servce. Reviewed on: 11th April 2024

Financial problem solver in difficult moments

Financial problem solver in difficult moments Reviewed on: 11th April 2024

Have had my credit card for a couple of years now a...

Have had my credit card for a couple of years now and it's has been an easy to use card Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.69 from 206 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub