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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to use do it all online keeps you updated on ba...

Easy to use do it all online keeps you updated on balance always lets you know if you want or can have increase in your credit and then it’s up to you. It’s easy to apply for,I’ve never had the need to speak to someone but it’s there if you do Reviewed on: 10th April 2024

Very easy to understand and use app

Very easy to understand and use app Reviewed on: 10th April 2024

Good experience, happy with the product.

Good experience, happy with the product. Reviewed on: 10th April 2024

easy to use, very easy to contact and sort out...

easy to use, very easy to contact and sort out isses Reviewed on: 10th April 2024

Regular credit updates, tracking your score...

An easy to use App, with weekly updates on your credit standing as well as the opportunity to unlock other offers, offering advice to assist with your journey. Reviewed on: 10th April 2024

Seamless service provider.

Seamless service provider. Excellent response to customer issues. Always ensure customer complaints are attended to promptly. Please keep it up! Reviewed on: 10th April 2024

Perfect product

Easy to apply, easy to pay and app is very easy to use, perfect. A good way to build your credit score Reviewed on: 10th April 2024

Best credit card By Far!!

I got 7 credit cards and this is By Far! My Best credit card. I recommend it to Everyone I know! Reviewed on: 10th April 2024

Easy to use, high credit limit with low variable rates

Easy to use, high credit limit with low variable rates Reviewed on: 10th April 2024

Great service.

Great service. With brilliant customer service Reviewed on: 10th April 2024

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