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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good experience, happy with the product.

Good experience, happy with the product. Reviewed on: 10th April 2024

easy to use, very easy to contact and sort out...

easy to use, very easy to contact and sort out isses Reviewed on: 10th April 2024

Regular credit updates, tracking your score...

An easy to use App, with weekly updates on your credit standing as well as the opportunity to unlock other offers, offering advice to assist with your journey. Reviewed on: 10th April 2024

Seamless service provider.

Seamless service provider. Excellent response to customer issues. Always ensure customer complaints are attended to promptly. Please keep it up! Reviewed on: 10th April 2024

Perfect product

Easy to apply, easy to pay and app is very easy to use, perfect. A good way to build your credit score Reviewed on: 10th April 2024

Best credit card By Far!!

I got 7 credit cards and this is By Far! My Best credit card. I recommend it to Everyone I know! Reviewed on: 10th April 2024

Easy to use, high credit limit with low variable rates

Easy to use, high credit limit with low variable rates Reviewed on: 10th April 2024

Great service.

Great service. With brilliant customer service Reviewed on: 10th April 2024

Zopa card review

Easy to set up, user friendly, quick answers. Very good service. No pestering for money emails. Reviewed on: 10th April 2024

Seamless and reassuring solutions at all times

It is always a seamless customer service experience whenever I have any cause to phone. The agents always provide a warm and caring attitude while providing direct and impartial advise without bias. There is always that feeling of warmth and understanding without pressure or bias Reviewed on: 10th April 2024

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