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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Credit card is good i like becouse have interest...

Credit card is good i like becouse have interest smoll Reviewed on: 13th April 2024

Never had any problems can't fault you

Never had any problems can't fault you Reviewed on: 13th April 2024

Easy process to get a credit card.

Easy process to get a credit card. Reviewed on: 13th April 2024

Having a Zopa credit card as been excellent for me t...

Having a Zopa credit card as been excellent for me to build my credit rating and the app is excellent and easy to use . And great communication to Reviewed on: 13th April 2024

I never expected to get approved

I never expected to get approved and 4 yrs in I'm doing great and my credit limited has increased.. Reviewed on: 12th April 2024

Happy to be trusted and valued !!!

The fact this company continually monitor my spending; use of the Credit Card and affordability and trust me makes my experience a happy and comfortable one !!! Well done Reviewed on: 12th April 2024

Good app very user friendly would definitely recomme...

Good app very user friendly would definitely recommend it to anyone looking for a good credit builder card Reviewed on: 12th April 2024

Customer service

Efficient and always helpful.. Staff are polite. Reviewed on: 12th April 2024

Excellent service

Been brilliant service since joining. Enhanced my credit rating Reviewed on: 12th April 2024

Easy application process.

Easy application process. Great app , easy to use and manage . Reviewed on: 12th April 2024

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