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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Simply stream less

It seems simple and uncomplicated. I am informed of where I am at with my usage. Reviewed on: 10th April 2024

Zopa has helped me rebuild my credit score with ease...

Zopa has helped me rebuild my credit score with ease, when ever I've had questions either through the app or on the phone the answer has been easy to find Reviewed on: 10th April 2024

Best experience I had with anyone

Best experience I had with anyone Reviewed on: 10th April 2024

Lost card

I lost my card I told my card provider and it was solved with one phone call which in my opinion is extremely efficient Reviewed on: 10th April 2024

This card was great as I was able to balance transfe...

This card was great as I was able to balance transfer with 0% intrest for 6months Reviewed on: 10th April 2024

Always keep you informed good customer service

Always keep you informed good customer service Reviewed on: 10th April 2024

Very helpful and good costumer service

Very helpful and good costumer service Reviewed on: 10th April 2024

Easy to apply for the app is easy to follow keep you...

Easy to apply for the app is easy to follow keep you informed of spending and easy to pay within the app Reviewed on: 10th April 2024

Great credit card to rebuild credit rating

A very fair and genuine service for customers. Great communication and payment reminders. Best credit card to rebuild credit rating I've ever experienced Reviewed on: 10th April 2024

Great product, especially if still new to UK and try...

Great product, especially if still new to UK and trying to build up a credit score. Reviewed on: 10th April 2024

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