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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great credit card to rebuild credit rating

A very fair and genuine service for customers. Great communication and payment reminders. Best credit card to rebuild credit rating I've ever experienced Reviewed on: 10th April 2024

Great product, especially if still new to UK and try...

Great product, especially if still new to UK and trying to build up a credit score. Reviewed on: 10th April 2024

Great Product

Great product, great communication, wouldn’t be without it Reviewed on: 10th April 2024

Good card to start building your credit score

Good card to start building your credit score Reviewed on: 10th April 2024

Best credit card

App is easy to use, transactions are very simple and site is easy to get around and security is very good. Reviewed on: 10th April 2024

Since the use of Zopa Credit Card the Zopa system pr...

Since the use of Zopa Credit Card the Zopa system prompts me so I am in control of how effectively I use my credit card for my benefit. Reviewed on: 10th April 2024

Totally easy to use online portal

Totally easy to use online portal Reviewed on: 10th April 2024

Good credit, low interest, easy eligibility.

Good credit, low interest, easy eligibility. Reviewed on: 10th April 2024

Excellent service

They have great products and excellent service. Forms easy to fill and they have excellent security Reviewed on: 10th April 2024

Never had a problem.

Never had a problem. Kept within limits. Reviewed on: 10th April 2024

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