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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great experience

Great usability on the app and ability to get a pin reminder and to align my payment date with my payday. I would highly recommend zopa for a credit card as it is easy to use and great customer service Reviewed on: 10th April 2024

Is the must efficient credit card company I had know...

Is the must efficient credit card company I had know in Uk until now. Reviewed on: 10th April 2024

Very fair and good to use company

Very fair company. Their app and customer service is fantastic. They always put the customer first. Reviewed on: 10th April 2024

great experience , Zopa doing practically everything...

great experience , Zopa doing practically everything for me without even ask :) highly recommended Reviewed on: 10th April 2024

I have other cards and I like the feeling given off...

I have other cards and I like the feeling given off when Zopa really do care, not always increasing my limit, notyfying me each time I use my card, tells me they care, as a result I feel in charge, but with a little help should I need it. Reviewed on: 10th April 2024

I have found my short time with Zopa to have been co...

I have found my short time with Zopa to have been completely hassle free, in fact a real pleasure which in this modern world goes against the norm. Reviewed on: 10th April 2024

A veryCustomer Service

A very good and easy experience when choosing my card and no issues with it. Reviewed on: 10th April 2024

Great starter credit card

They don't rush your ctedit limit they let you build credit rating up it's easy to use and plenty of options for linking accounts and other cards Reviewed on: 10th April 2024

Easy quick acceptance, providing the right product f...

Easy quick acceptance, providing the right product for my needs and affordability Reviewed on: 10th April 2024

Never had a problem always helpful

Never had a problem always helpful Reviewed on: 10th April 2024

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