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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I've had a very good experience with zopa no problem...

I've had a very good experience with zopa no problem at all Reviewed on: 10th April 2024

Highly recommended aaaaaaaaaaaaaaaaaaaaaaaa...

Highly recommended aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa Reviewed on: 10th April 2024

Zopa credit card has been amazing and secure.

Zopa credit card has been amazing and secure. Good customer service Reviewed on: 10th April 2024

They are good but Zopa can try to include online...

They are good but Zopa can try to include online money transfer in to account to withdraw money. Reviewed on: 10th April 2024

Great company.

Great company. Easy to make payments on my credit card. Easy to use the app Reviewed on: 10th April 2024

I have a credit card with Zopa, very easy guidance a...

I have a credit card with Zopa, very easy guidance and set up.Would definitely recommend to family and friends. Reviewed on: 10th April 2024

I applied for a card, the communication was excellen...

I applied for a card, the communication was excellent throughout the process of applying to receiving my card. The information and use of the app is extremely important so you can keep track of your balance and payments which are updated quickly Reviewed on: 10th April 2024

I have had the card for just about a year and have r...

I have had the card for just about a year and have received nothing but excellent service from ZOPA Reviewed on: 10th April 2024

user friendly App - products offered

user friendly App - products offered Reviewed on: 10th April 2024

Easy to use best credit card I have ever had...

Easy to use best credit card I have ever had Reviewed on: 10th April 2024

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