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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Simple process

Simple process and good understanding relative to any financial issues Reviewed on: 10th April 2024

I have had no problems with Zopa as long as you pay...

I have had no problems with Zopa as long as you pay your monthly bill on time they are very good Reviewed on: 10th April 2024

No issues and happy with service

No issues and happy with service Reviewed on: 10th April 2024

Good service and helpful .

Good service and helpful . Customer service easily available Reviewed on: 10th April 2024

the whole show

ease of use of card and website, any time contacting, friendly and helpful associates, all information you need on mobile app or website, mobile app is an absolute god send, keeping up to date with everything at your fingertips, excellent security with use of all devices and services Reviewed on: 10th April 2024

Brian Bartholomew

Always helpful and friendly. The website is easy to use an informative and the rates are good. Reviewed on: 10th April 2024

Zopa A Real trooper

Ease of use and everything I needed was explained and online help was always available Reviewed on: 10th April 2024

Great card helps get back on the ladder so to...

Great card helps get back on the ladder so to say Reviewed on: 10th April 2024

Excellent customer service staff know there stuff

Excellent customer service staff know what they are talking about Reviewed on: 10th April 2024

Easy application and helping to rebuild my credit

Easy application and helping to rebuild my credit Reviewed on: 10th April 2024

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