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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent service with easy to use app.

Excellent service with easy to use app. Helped when others wouldn’t get me on the credit building trip i want to achieve Reviewed on: 10th April 2024

Excellent no complaints never had any problems with...

Excellent no complaints never had any problems with them Reviewed on: 10th April 2024

Good card, good service, no problems, decent rate

Good card, good service, no problems, decent rate Reviewed on: 10th April 2024

Always good clear setvice, always helpful.

Always good clear setvice, always helpful. Information on account easy to access, regular updates. Reviewed on: 10th April 2024

I applied for a credit card and this was Done very q...

I applied for a credit card and this was Done very quick and easy to apply.the rates were good and didn't see any hidden extras which was really good.the app is so easy to use to make payments and check the account and balance so you can keep on top of. Reviewed on: 10th April 2024

Zopa has always been open transparent provide great...

Zopa has always been open transparent provide great service Reviewed on: 10th April 2024

I have highly recommended the card to friends

I have highly recommended the card to friends Reviewed on: 10th April 2024

Great company with great support

Great company with great support Reviewed on: 10th April 2024

Zopa credit card is easy to use, you can do things v...

Zopa credit card is easy to use, you can do things very quickly and easily weather it's too make a payment or cancel your card and order order a new one if you notice something suspicious. It's also easy to chat to someone if needed. I love my zopa card. Reviewed on: 10th April 2024

Great app

Easy to use app, how it works explained simply Reviewed on: 10th April 2024

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