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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa experience

Using my credit card, and then making the payments was very easy and everything went smoothly. I am very happy using Zopa! Strongly recommend! Reviewed on: 10th April 2024

I used card from last 2 month no complain at all , m...

I used card from last 2 month no complain at all , my friend suggest try zopa and i will go into website and apply and just 4 day go and i received my card and used its run every shop and all online payment its good for me thank zopa for this card Reviewed on: 10th April 2024

Zopa has provide me with a very friendly, helpful an...

Zopa has provide me with a very friendly, helpful and professional service. Being able to esaily access additional finance when required is great. Also, having use of a very good online app which enables a very easy way to repay and manage my Zopa card. Reviewed on: 10th April 2024

. excellent

. excellent , very helpful and always happy to give advice. Reviewed on: 10th April 2024

Always helpful

Always helpful, always there. Had no downfalls since last signing up and receiving the credit card. Would recommend to anyone I know or meet. Low appr decent money draw amount for me Reviewed on: 10th April 2024

Zopa? Yes please!!

The simplicity from application to credit increase. It’s like you just don’t have to worry about it, even a new card came without me asking for it. Excellent all rounder. Reviewed on: 10th April 2024

The simplicity of it all.

The simplicity of it all. And everything is at hand with the app. Reviewed on: 10th April 2024

Very good chat fab and customer service as well

Very good chat fab and customer service as well Reviewed on: 10th April 2024

Zopa are very helpful in keeping me up to date...

Zopa are very helpful in keeping me up to date Reviewed on: 10th April 2024

Easy and convenient.

Easy to use app, no fuss and good communication Never had a problem Reviewed on: 10th April 2024

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