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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa has provide me with a very friendly, helpful an...

Zopa has provide me with a very friendly, helpful and professional service. Being able to esaily access additional finance when required is great. Also, having use of a very good online app which enables a very easy way to repay and manage my Zopa card. Reviewed on: 10th April 2024

. excellent

. excellent , very helpful and always happy to give advice. Reviewed on: 10th April 2024

Always helpful

Always helpful, always there. Had no downfalls since last signing up and receiving the credit card. Would recommend to anyone I know or meet. Low appr decent money draw amount for me Reviewed on: 10th April 2024

Zopa? Yes please!!

The simplicity from application to credit increase. It’s like you just don’t have to worry about it, even a new card came without me asking for it. Excellent all rounder. Reviewed on: 10th April 2024

The simplicity of it all.

The simplicity of it all. And everything is at hand with the app. Reviewed on: 10th April 2024

Very good chat fab and customer service as well

Very good chat fab and customer service as well Reviewed on: 10th April 2024

Zopa are very helpful in keeping me up to date...

Zopa are very helpful in keeping me up to date Reviewed on: 10th April 2024

Easy and convenient.

Easy to use app, no fuss and good communication Never had a problem Reviewed on: 10th April 2024

Is very easy to use app I call them and that was ver...

Is very easy to use app I call them and that was very good experience Reviewed on: 10th April 2024

The best customer services I have ever known with go...

The best customer services I have ever known with good communication. Reviewed on: 10th April 2024

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