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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Is very easy to use app I call them and that was ver...

Is very easy to use app I call them and that was very good experience Reviewed on: 10th April 2024

The best customer services I have ever known with go...

The best customer services I have ever known with good communication. Reviewed on: 10th April 2024

great service

Always been great never let me down good service helpful Reviewed on: 10th April 2024

Excellent

Easy to deal with, excellent at answering phones quickly Reviewed on: 10th April 2024

Great phone app that keeps you in control.

Great phone app that keeps you in control. Great customer service Reviewed on: 10th April 2024

Very easy to understand

You get a email telling me when my payment is due and on what date they are going to take payment. The app shows all my transactions in and out and what my balance is. Very happy with how easy it works. Reviewed on: 10th April 2024

Good helpful credit card is my lucky card

Good helpful credit card is my lucky card Reviewed on: 10th April 2024

Friendly efficient and informative about all product...

Friendly efficient and informative about all products with regular updates about all offers Reviewed on: 10th April 2024

Very good experience!.

Very good experience!Very easy to work with the app! Super order Reviewed on: 10th April 2024

They are the excellent company, I have ever known.

They are the excellent company, I have ever known. They are also reliable. I will always recommend Zopa to anyone. Reviewed on: 10th April 2024

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