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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very good happy with product helpful and diverse

Very good happy with product helpful and diverse Reviewed on: 9th April 2024

great help when card was blocked

great help when card was blocked Reviewed on: 9th April 2024

Fantastic easy access to credit.

Fantastic easy access to credit. Easy to use app Reviewed on: 9th April 2024

Client comes first.

They keep me informed of all te changes, ow my account is going, if there are any issues I need to look at. Reviewed on: 9th April 2024

Very good communication and easy to understand state...

Very good communication and easy to understand statements Reviewed on: 9th April 2024

Understanding and one of the best out there can’t re...

Understanding and one of the best out there can’t really say much, they just one of the best for all the credit cards Zopa is the best one for them I really good Reviewed on: 9th April 2024

Really easy to use and helpful and always see you pa...

Really easy to use and helpful and always see you pay all time on date and give you increases when needed it. Reviewed on: 9th April 2024

came in at the right time.

came in at the right time. Financial help when you need it Reviewed on: 9th April 2024

Very good customer care and service keep up to date...

Very good customer care and service keep up to date with your spending defo a good company Reviewed on: 9th April 2024

Mr Janusz

I will say briefly and concisely the best credit company I have ever dealt with!!! Reviewed on: 9th April 2024

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