Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great utility great service easy to use

Great utility great service easy to use Reviewed on: 9th April 2024

I had a bad credit rating but Zopa gave me a credit...

I had a bad credit rating but Zopa gave me a credit card with manageable limits to help me start to rebuild my rating, Reviewed on: 9th April 2024

Great card, easy to understand and pay

Great card, easy to understand and pay Reviewed on: 9th April 2024

Never had an issue throughout time with them and alw...

Never had an issue throughout time with them and always found it easy to understand where I am with my credit card at any time with their app. Reviewed on: 9th April 2024

Credit builder 5*

Helped me rebuild my credit score Reviewed on: 9th April 2024

Clear communication from Zopa by email and through t...

Clear communication from Zopa by email and through the Zopa app Reviewed on: 9th April 2024

Excellent service.

Excellent service. Best customer service. Easy to use. Reviewed on: 9th April 2024

5 star customer service

Customer service always first class any issues sorted out super fast Reviewed on: 9th April 2024

Very good happy with product helpful and diverse

Very good happy with product helpful and diverse Reviewed on: 9th April 2024

great help when card was blocked

great help when card was blocked Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit card
from Nationwide 4.14 from 223 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub