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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

The best

Easy to use , simple to use , information always available Reviewed on: 9th April 2024

Easy to use app, very transparent company.

Easy to use app, very transparent company. Excellent customer service. Reviewed on: 9th April 2024

A great Credit card

A great service and a great Credit Card Reviewed on: 9th April 2024

Great service easy to use great app and control of p...

Great service easy to use great app and control of payments Reviewed on: 9th April 2024

I love Zopa.

I love Zopa. The apps so easy. It helps me manage my money. The increase credit rating when I show I’ve been responsible with my spending and it’s really helping me manage my money and better my credit score. I’d of been lost the last couple of years without them. Reviewed on: 9th April 2024

Easy to apply and easy to look after repayment

Easy to apply and easy to look after repayment are low . Nice easy app can really keep control Reviewed on: 9th April 2024

Excelent experience for first credit card.

Excelent experience for first credit card. Reviewed on: 9th April 2024

Never had any issues whatsoever, and if ive had any...

Never had any issues whatsoever, and if ive had any questions i have either found the solution online or if i have spoke to advisor they have been easy to contact and friendly to talk too and resolved my query quickly and efficiently . The app is super easy to use too! Reviewed on: 9th April 2024

Zopa miles ahead!

Zopa services are tailored to give detailed,customer satisfaction. I have enjoyed seamless and professional in-app service experience since I started using Zopa. Never had a complaint and I use the app a lot. Keep up the good work Zopa. Reviewed on: 9th April 2024

Great firm

Great firm who look after their customers well and make it easy to keep track of your finances. Reviewed on: 9th April 2024

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