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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I have nothing but positive things to say about my e...

I have nothing but positive things to say about my experience with Zopa Reviewed on: 9th April 2024

Excellent service management and customer interaction.

Excellent service management and customer interaction... Reviewed on: 9th April 2024

Happy chappy

Great wee card perfect for every day use customer service helpful and very polite making the process very easy enjoyable Reviewed on: 9th April 2024

Quick fast and easy

Quick fast and ever efficient , easy to apply and understand Reviewed on: 9th April 2024

Trouble free and excellent customer service

Trouble free and excellent customer service Reviewed on: 9th April 2024

Best credit card provider.

Best credit card provider.Excellent customer service Reviewed on: 9th April 2024

a good experience from the company

a good experience from the company Reviewed on: 9th April 2024

Amazing - great customer service and usability

Amazing - great customer service and usability Reviewed on: 9th April 2024

Great service

I love the design of the app. It is simple and intuitive. My favourite is the credit cushion. Excellent feature. Reviewed on: 9th April 2024

So easy to apply and get ur answer straight away

So easy to apply and get ur answer straight away Reviewed on: 9th April 2024

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