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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Happy chappy

Great wee card perfect for every day use customer service helpful and very polite making the process very easy enjoyable Reviewed on: 9th April 2024

Quick fast and easy

Quick fast and ever efficient , easy to apply and understand Reviewed on: 9th April 2024

Trouble free and excellent customer service

Trouble free and excellent customer service Reviewed on: 9th April 2024

Best credit card provider.

Best credit card provider.Excellent customer service Reviewed on: 9th April 2024

a good experience from the company

a good experience from the company Reviewed on: 9th April 2024

Amazing - great customer service and usability

Amazing - great customer service and usability Reviewed on: 9th April 2024

Great service

I love the design of the app. It is simple and intuitive. My favourite is the credit cushion. Excellent feature. Reviewed on: 9th April 2024

So easy to apply and get ur answer straight away

So easy to apply and get ur answer straight away Reviewed on: 9th April 2024

I enjoying the benefits of having the Zopa card

I enjoying the benefits of having the Zopa card Reviewed on: 9th April 2024

Quick to set up.

Quick to set up. Helping my credit score and handy to have backup funds Reviewed on: 9th April 2024

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