Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I enjoying the benefits of having the Zopa card

I enjoying the benefits of having the Zopa card Reviewed on: 9th April 2024

Quick to set up.

Quick to set up. Helping my credit score and handy to have backup funds Reviewed on: 9th April 2024

Great credit card exceptional service

Great credit card exceptional service Reviewed on: 9th April 2024

They always tell you when your payment's are due

They always tell you when your payment's are due Reviewed on: 9th April 2024

Great experience with hasel free card service

Great experience with hasel free card service Reviewed on: 9th April 2024

App easy to understand my account

App easy to use good understanding of my account Reviewed on: 9th April 2024

Great customer service.

Great customer service. Easy to use App. Reviewed on: 9th April 2024

I'm very happy with zopa credit card.

I'm very happy with zopa credit card. Reviewed on: 9th April 2024

Great Service Delivered

Zopa has been a great creditor, communicates efficiently and understand and comes up with a solution if and when I have a problem. Already directed my partner to them for future credit Reviewed on: 9th April 2024

Zopa deliver. Simple and futureproof.

From the outset, Zopa have delivered what they promised. Excellent customer service, communication and transparency. The app is great and the follow up emails are helpful. Thank you Zopa. Here's to many more years of a healthy financial relationship. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.46 from 35 reviews
British Airways credit card
from American Express 4.29 from 90 reviews
Credit card
from Jaja Finance 4.72 from 2527 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub