Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I definitely recommend it, easy to use

I definitely recommend it, easy to use Reviewed on: 9th April 2024

I have a good experience with zopa.

I have a good experience with zopa. They are reliable Reviewed on: 9th April 2024

Always very helpful and understanding when i spoke t...

Always very helpful and understanding when i spoke to someone very helpful Reviewed on: 9th April 2024

App Zopa

The app is praised for being user-friendly, allowing for customizable payments and easy early repayments. Reviewed on: 9th April 2024

I’ve had no problems with Zopa and anything I need t...

I’ve had no problems with Zopa and anything I need to know or need help with they are very willing to help me and all get me sorted out with anything Reviewed on: 9th April 2024

My credit history was poor and after years of rebuil...

My credit history was poor and after years of rebuilding my credit Zopa helped with a credit card. Fantastic company and easy to maintain through the app. Reviewed on: 9th April 2024

They have been very helpful to me

They have been very helpful to me Reviewed on: 9th April 2024

Easy to use credit card and app.

Easy to use credit card and app. Very informative and great for improving my credit score Reviewed on: 9th April 2024

Great customer service, good interest rates, reliabl...

Great customer service, good interest rates, reliable app, good reputation I'm impressed by them and have had personal loans as well previously Reviewed on: 9th April 2024

Good customer service.

Good customer service. Easy to use app. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Credit card
from Post Office 3.24 from 114 reviews
Nectar Credit Card
from American Express 3.23 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub