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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great credit card exceptional service

Great credit card exceptional service Reviewed on: 9th April 2024

They always tell you when your payment's are due

They always tell you when your payment's are due Reviewed on: 9th April 2024

Great experience with hasel free card service

Great experience with hasel free card service Reviewed on: 9th April 2024

App easy to understand my account

App easy to use good understanding of my account Reviewed on: 9th April 2024

Great customer service.

Great customer service. Easy to use App. Reviewed on: 9th April 2024

I'm very happy with zopa credit card.

I'm very happy with zopa credit card. Reviewed on: 9th April 2024

Great Service Delivered

Zopa has been a great creditor, communicates efficiently and understand and comes up with a solution if and when I have a problem. Already directed my partner to them for future credit Reviewed on: 9th April 2024

Zopa deliver. Simple and futureproof.

From the outset, Zopa have delivered what they promised. Excellent customer service, communication and transparency. The app is great and the follow up emails are helpful. Thank you Zopa. Here's to many more years of a healthy financial relationship. Reviewed on: 9th April 2024

I definitely recommend it, easy to use

I definitely recommend it, easy to use Reviewed on: 9th April 2024

I have a good experience with zopa.

I have a good experience with zopa. They are reliable Reviewed on: 9th April 2024

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