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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Always very helpful and understanding when i spoke t...

Always very helpful and understanding when i spoke to someone very helpful Reviewed on: 9th April 2024

App Zopa

The app is praised for being user-friendly, allowing for customizable payments and easy early repayments. Reviewed on: 9th April 2024

I’ve had no problems with Zopa and anything I need t...

I’ve had no problems with Zopa and anything I need to know or need help with they are very willing to help me and all get me sorted out with anything Reviewed on: 9th April 2024

My credit history was poor and after years of rebuil...

My credit history was poor and after years of rebuilding my credit Zopa helped with a credit card. Fantastic company and easy to maintain through the app. Reviewed on: 9th April 2024

They have been very helpful to me

They have been very helpful to me Reviewed on: 9th April 2024

Easy to use credit card and app.

Easy to use credit card and app. Very informative and great for improving my credit score Reviewed on: 9th April 2024

Great customer service, good interest rates, reliabl...

Great customer service, good interest rates, reliable app, good reputation I'm impressed by them and have had personal loans as well previously Reviewed on: 9th April 2024

Good customer service.

Good customer service. Easy to use app. Reviewed on: 9th April 2024

The process to assess the zopa credit card was easy...

The process to assess the zopa credit card was easy and straightforward Reviewed on: 9th April 2024

Great credit card that even allows you to have a cre...

Great credit card that even allows you to have a credit cushion to budget for lifes unexpected bills. Reviewed on: 9th April 2024

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