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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

The process to assess the zopa credit card was easy...

The process to assess the zopa credit card was easy and straightforward Reviewed on: 9th April 2024

Great credit card that even allows you to have a cre...

Great credit card that even allows you to have a credit cushion to budget for lifes unexpected bills. Reviewed on: 9th April 2024

Credit for the deserving

Zopa stepped up and gave me a credit card at a time when things had been difficult. They helped me control my credit facility and only when it was right did they increase my credit in a controlled manner Reviewed on: 9th April 2024

Easy to use credit card and app.

Easy to use credit card and app. Very informative and great for improving my credit score Reviewed on: 9th April 2024

App has everything

Simple breakdown of information and all info required on app Reviewed on: 9th April 2024

Because I think it's good l m happy thank you...

Because I think it's good l m happy thank you Zopa Reviewed on: 9th April 2024

Easy to use app and regular notifications.

Easy to use app and regular notifications. Reviewed on: 9th April 2024

Brilliant customer service

Been a customer of Zopa for nearly 2 years and I have never had an issue in any aspect of how they have treated me as a customer. Brilliant customer service. Reviewed on: 9th April 2024

I needed to improve my credit score and they provide...

I needed to improve my credit score and they provided me with the help I needed Reviewed on: 9th April 2024

Good credit card provider.

Good credit card provider. Low rate credit, no troubles, no hassle. Superb service. I've been offered low rate car finance. Highly recommended Reviewed on: 9th April 2024

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