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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Credit for the deserving

Zopa stepped up and gave me a credit card at a time when things had been difficult. They helped me control my credit facility and only when it was right did they increase my credit in a controlled manner Reviewed on: 9th April 2024

Easy to use credit card and app.

Easy to use credit card and app. Very informative and great for improving my credit score Reviewed on: 9th April 2024

App has everything

Simple breakdown of information and all info required on app Reviewed on: 9th April 2024

Because I think it's good l m happy thank you...

Because I think it's good l m happy thank you Zopa Reviewed on: 9th April 2024

Easy to use app and regular notifications.

Easy to use app and regular notifications. Reviewed on: 9th April 2024

Brilliant customer service

Been a customer of Zopa for nearly 2 years and I have never had an issue in any aspect of how they have treated me as a customer. Brilliant customer service. Reviewed on: 9th April 2024

I needed to improve my credit score and they provide...

I needed to improve my credit score and they provided me with the help I needed Reviewed on: 9th April 2024

Good credit card provider.

Good credit card provider. Low rate credit, no troubles, no hassle. Superb service. I've been offered low rate car finance. Highly recommended Reviewed on: 9th April 2024

Easy to use app.

Easy to use app. Friendly and efficient Reviewed on: 9th April 2024

Great service..

I love zopa its easy to use and give a great service. I would recommend to anyone to use zopa. Reviewed on: 9th April 2024

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