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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to use app.

Easy to use app. Friendly and efficient Reviewed on: 9th April 2024

Great service..

I love zopa its easy to use and give a great service. I would recommend to anyone to use zopa. Reviewed on: 9th April 2024

Clear and concise

There is very clear scoring and guide to improve credit history and straight forward Reviewed on: 9th April 2024

Fantastic service

Very easy app helpful people at end of phone to help and guide to through any issues Reviewed on: 9th April 2024

Never had a problem app is so easy to use would defi...

Never had a problem app is so easy to use would definitely recommend to friends and family Reviewed on: 9th April 2024

Fantastic card and Fantastic support and you know wh...

Fantastic card and Fantastic support and you know where you stand for extra services such as loans etc before applying so doesn't waste your time or credit score Reviewed on: 9th April 2024

Zopa has given me the chance to build my credit rati...

Zopa has given me the chance to build my credit rating, the online app is excellent and very easier to use so u can pay more off at anytime Reviewed on: 9th April 2024

Zopa credit card is an excellent choice

Zopa credit card is an excellent choice they have excellent communication and a great service I'm happy to be a zopa customer. Reviewed on: 9th April 2024

Everything i need with respect and professional manner.

Everything i need with respect and professional manner. Reviewed on: 9th April 2024

Great company. Highly recommend.

The Zopa app is great, so easy to use. Account details easy to access. Information very clear. Reviewed on: 9th April 2024

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