Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It’s a great card hassle free and very good customer...

It’s a great card hassle free and very good customer service and support Reviewed on: 9th April 2024

Zopa is a very good credit card giver and they respo...

Zopa is a very good credit card giver and they respond to applications without many ups and downs Reviewed on: 9th April 2024

All round excellent product .

All round excellent product, excellent customer service and banking app. Reviewed on: 9th April 2024

No negatives here

Great card, really helps in these uncertain times . never had any issues using it at home or abroad Reviewed on: 9th April 2024

Understanding

Always take the money on the day they say if you miss a payment they collect it on the due day very good that they have a leeway always feel they have my best interests in mind Reviewed on: 9th April 2024

Very good smooth It easy to use quick delivery

Very good smooth It easy to use quick delivery Reviewed on: 9th April 2024

Excellent service

So easy to arrange get on line, the app is very easy to use. So far I have not come up against any problems Reviewed on: 9th April 2024

If Carlsberg did credit cards

Not needed to deal with customer service, everything you need is on the app which is very easy to use and the rates are very competitive. Credit cards made easy Reviewed on: 9th April 2024

EASY TO MAKE PAYMENTS AND GOOD APP.

EASY TO MAKE PAYMENTS AND GOOD APP. Reviewed on: 9th April 2024

So far so good.

So far so good was very straight for ward. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Credit card
from Jaja Finance 4.72 from 2527 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub