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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

All round excellent product .

All round excellent product, excellent customer service and banking app. Reviewed on: 9th April 2024

No negatives here

Great card, really helps in these uncertain times . never had any issues using it at home or abroad Reviewed on: 9th April 2024

Understanding

Always take the money on the day they say if you miss a payment they collect it on the due day very good that they have a leeway always feel they have my best interests in mind Reviewed on: 9th April 2024

Very good smooth It easy to use quick delivery

Very good smooth It easy to use quick delivery Reviewed on: 9th April 2024

Excellent service

So easy to arrange get on line, the app is very easy to use. So far I have not come up against any problems Reviewed on: 9th April 2024

If Carlsberg did credit cards

Not needed to deal with customer service, everything you need is on the app which is very easy to use and the rates are very competitive. Credit cards made easy Reviewed on: 9th April 2024

EASY TO MAKE PAYMENTS AND GOOD APP.

EASY TO MAKE PAYMENTS AND GOOD APP. Reviewed on: 9th April 2024

So far so good.

So far so good was very straight for ward. Reviewed on: 9th April 2024

Zoopa doopa

Very easy to navigate through app very flexible ad very responsive to any queries Reviewed on: 9th April 2024

Fantastic

Easy to apply easy to use and flexible minimum payment Reviewed on: 9th April 2024

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