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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zoopa doopa

Very easy to navigate through app very flexible ad very responsive to any queries Reviewed on: 9th April 2024

Fantastic

Easy to apply easy to use and flexible minimum payment Reviewed on: 9th April 2024

I just love how easy it is to use

I just love how easy it is to use Reviewed on: 9th April 2024

Speedy and fast decisions, as hoped for.

Speedy and fast decisions, as hoped for. Reviewed on: 9th April 2024

Very good bank, chances of increasing the credit eve...

Very good bank, chances of increasing the credit every month Reviewed on: 9th April 2024

Fantastic credit card.

Fantastic credit card. From the application through to the managing of the card is just so easy. Also has a great facility in the borrowing power tool. Reviewed on: 9th April 2024

Nothing much to say really, it does the job.

Nothing much to say really, it does the job. Easy to use app which is a cherry on top. Reviewed on: 9th April 2024

Really nice.

Really nice. Friendly nice customer service. Reviewed on: 9th April 2024

Sort issues out very quickly all stress free great s...

Sort issues out very quickly all stress free great service Reviewed on: 9th April 2024

Very easy to use,and easy to payour monthly payments.

Very easy to use,and easy to pay your monthly payments.i feel like they actually care about their customers rather than them being just a number Reviewed on: 9th April 2024

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