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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Best help

Very helpful when younhave a bad credit score Reviewed on: 9th April 2024

Good App

Very easy to use app with clear information . Reviewed on: 9th April 2024

Excellent customer service and easy application

Excellent customer service and easy application Reviewed on: 9th April 2024

Process was quick and easy and met my expectations...

Process was quick and easy and met my expectations Reviewed on: 9th April 2024

I have had a simple easy experience with Zopa

I have had a simple easy experience with Zopa, I am yet to have an issue with them, but they do keep sending me emails wanting me to increase my credit amount and I can't seem to find a way to say No. I am happy with the amount I have and am not planning on adding more to this card any time soon. Reviewed on: 9th April 2024

Very accessible app, ensuring I can set controls to...

Very accessible app, ensuring I can set controls to suit my needs Reviewed on: 9th April 2024

very easy to deal with

very easy to deal with, very straight forward. Reviewed on: 9th April 2024

Excellent products and customer service.

Excellent products and customer service. Would highly recommend Reviewed on: 9th April 2024

Excellent Zopa

Zopa has an incredible and excellent bank with the best credit facilities. They made life easier and their services is top notch. Reviewed on: 9th April 2024

Very good credit card and customer service.

Very good credit card and customer service. Reviewed on: 9th April 2024

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