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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

That’s a good but if possible add to Apple Pay o cas...

That’s a good but if possible add to Apple Pay o cash withdraw a lot of places accepted only cash Reviewed on: 9th April 2024

Very useful card to use when needed

Very useful card to use when needed Reviewed on: 9th April 2024

The App is the best out of all others I’ve seen.

The App is the best out of all others I’ve seen. Acknowledging payments made instantly is more than helpful! Reviewed on: 9th April 2024

Life saver

Zopa offered me a credit card to when I needed it he most. Zopa saved my life Reviewed on: 9th April 2024

Straight forward application.

Straight forward application. Once accepted, lots of information available. Reviewed on: 9th April 2024

Amazing app easy to Keep track of your spending and...

Amazing app easy to Keep track of your spending and making regular payments Reviewed on: 9th April 2024

It’s is the best card I ever used, it helped me in t...

It’s is the best card I ever used, it helped me in the very low times of my day to day lives a very thanks to the provider Reviewed on: 9th April 2024

Easy to use, good clear app now getting bored

Easy to use, good clear app now getting bored Reviewed on: 9th April 2024

Excellent service

No had any problems questions always been answered brilliant service Reviewed on: 9th April 2024

Great service and friendly staff always very happy t...

Great service and friendly staff always very happy to help Reviewed on: 9th April 2024

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