Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It's a winner for me

Zopa gave me a chance to impoverished my credit score. I am able to get insights into my credit report and customer service is excellent, with understanding, empathy, and knowledge, willingness to help find solutions. Reviewed on: 9th April 2024

Very good service and excellent quality

Very good service and excellent quality Reviewed on: 9th April 2024

great customer service

great customer service good always easy to talk too Reviewed on: 9th April 2024

Great customer service and great credit t

Great customer service and great credit t Reviewed on: 9th April 2024

Just so simple and straight forward.

Just so simple and straight forward. I can instantly keep track of my spending helping me to manage my finances better - thanks Reviewed on: 9th April 2024

Zopa has helped me build my credit score

Zopa has helped me build my credit score Reviewed on: 9th April 2024

Simple and easy no fuss credit card

Simple and easy no fuss credit card Reviewed on: 9th April 2024

Excellent customer service easy to use app

Excellent customer service easy to use app Reviewed on: 9th April 2024

Great customer service no nonsense credit card

Great customer service no nonsense credit card Reviewed on: 9th April 2024

Amazing credit card

Amazing credit card experience with them Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.23 from 9 reviews
Credit card
from 118 118 Money 4.73 from 5637 reviews
Credit builder card
from thimbl. 4.40 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub