Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great experience simple to apply great service

Great experience simple to apply great service Reviewed on: 9th April 2024

Easy peasy

App is easy and managed well by head office with talking people not a machine Reviewed on: 9th April 2024

App and card straightforward

Card easy to use, app is also easy to use Reviewed on: 9th April 2024

Easy to use.

Easy to use. The zopa app allows you to keep on track. Reviewed on: 9th April 2024

Always had Excellent customer service

Always had Excellent customer service Reviewed on: 9th April 2024

Excellent all round performance

Everything is always up to date, easy to use and if you need help or advice it’s right there at the click of a button Reviewed on: 9th April 2024

Very helpful and no problem to speak to them Very...

Very helpful and no problem to speak to them Very courteous Reviewed on: 9th April 2024

It's easy to apply the card arrived quickly the app...

It's easy to apply the card arrived quickly the app and customer service chat are excellent and they constantly keep you updated Reviewed on: 9th April 2024

I was one with a low credit score, now zopa are help...

I was one with a low credit score, now zopa are helping build my credit up. Reviewed on: 9th April 2024

Awesome service grate communication

Awesome service grate communication Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.27 from 107 reviews
Credit card
from HSBC 3.16 from 122 reviews
Credit card
from Debenhams 3.30 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub