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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

great customer service

great customer service good always easy to talk too Reviewed on: 9th April 2024

Great customer service and great credit t

Great customer service and great credit t Reviewed on: 9th April 2024

Just so simple and straight forward.

Just so simple and straight forward. I can instantly keep track of my spending helping me to manage my finances better - thanks Reviewed on: 9th April 2024

Zopa has helped me build my credit score

Zopa has helped me build my credit score Reviewed on: 9th April 2024

Simple and easy no fuss credit card

Simple and easy no fuss credit card Reviewed on: 9th April 2024

Excellent customer service easy to use app

Excellent customer service easy to use app Reviewed on: 9th April 2024

Great customer service no nonsense credit card

Great customer service no nonsense credit card Reviewed on: 9th April 2024

Amazing credit card

Amazing credit card experience with them Reviewed on: 9th April 2024

Great experience simple to apply great service

Great experience simple to apply great service Reviewed on: 9th April 2024

Easy peasy

App is easy and managed well by head office with talking people not a machine Reviewed on: 9th April 2024

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