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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

App and card straightforward

Card easy to use, app is also easy to use Reviewed on: 9th April 2024

Easy to use.

Easy to use. The zopa app allows you to keep on track. Reviewed on: 9th April 2024

Always had Excellent customer service

Always had Excellent customer service Reviewed on: 9th April 2024

Excellent all round performance

Everything is always up to date, easy to use and if you need help or advice it’s right there at the click of a button Reviewed on: 9th April 2024

Very helpful and no problem to speak to them Very...

Very helpful and no problem to speak to them Very courteous Reviewed on: 9th April 2024

It's easy to apply the card arrived quickly the app...

It's easy to apply the card arrived quickly the app and customer service chat are excellent and they constantly keep you updated Reviewed on: 9th April 2024

I was one with a low credit score, now zopa are help...

I was one with a low credit score, now zopa are helping build my credit up. Reviewed on: 9th April 2024

Awesome service grate communication

Awesome service grate communication Reviewed on: 9th April 2024

Great bank

Since using had no problems easy to use and to make payments Reviewed on: 9th April 2024

Friendly efficient and always there if need help

Friendly efficient and always there if need help Reviewed on: 9th April 2024

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