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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great bank

Since using had no problems easy to use and to make payments Reviewed on: 9th April 2024

Friendly efficient and always there if need help

Friendly efficient and always there if need help Reviewed on: 9th April 2024

Zopa is great, easy access simple to navigate.

Zopa is great, easy access simple to navigate. certainly helped me through some tough financial moments over the past months. Reviewed on: 9th April 2024

clear and honest communication

Always helpful, clear and honest communication Reviewed on: 9th April 2024

Great product and customer service

Great product and customer service Reviewed on: 9th April 2024

Regular emails, very good app ,very easy to pay stat...

Regular emails, very good app ,very easy to pay statement. Reviewed on: 9th April 2024

Best credit card provider around

Great customer service, easy to use app and human approach Reviewed on: 9th April 2024

Had a bad credit but with this card I've built my cr...

Had a bad credit but with this card I've built my credit Reviewed on: 9th April 2024

why choose any other card

dealing with Zopa is so easy any issues and it's sorted the credit card was issued and no issues Reviewed on: 9th April 2024

Easy access for all the App.

Easy access for all the App. Account manhement is great. You are not forced for credit increase but managed and monitored until able. Reviewed on: 9th April 2024

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