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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Quick and simple.

Quick and simple.Works well. Easy to use the app and pay back. Reviewed on: 9th April 2024

They have been great to discuss any issue, offer sup...

They have been great to discuss any issue, offer support when needed. App is very easy to use. Reviewed on: 9th April 2024

What you want from a credit card company

Excellent customer service and interaction with its customers, feels like they care about their relationship with their customers Reviewed on: 9th April 2024

Very quick to react

Very quick to act if there is an issue, in fact they contacted me to tell me there might be one Reviewed on: 9th April 2024

App is amazing and the customer service is amazing i...

App is amazing and the customer service is amazing if there any problems you only need to ask Reviewed on: 9th April 2024

Zopa were easy to access a credit card and keep you...

Zopa were easy to access a credit card and keep you updated Reviewed on: 9th April 2024

I’ve Zopa card for sometime now and can’t fault it...

I’ve Zopa card for sometime now and can’t fault it Reviewed on: 9th April 2024

It very good service very helpful if can't offerd pa...

It very good service very helpful if can't offerd pay for few days Reviewed on: 9th April 2024

Your best card ever

Very user friendly, and fast and easy to use. I found exactly what I needed with this card provider. Reviewed on: 9th April 2024

Zopa gave me an unbelievable credit limit even with...

Zopa gave me an unbelievable credit limit even with a fair credit score and the process of applying for my credit card was straightforward and my credit arrived within few days as well. Reviewed on: 9th April 2024

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