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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Just fantastic customer service and the app is easy...

Just fantastic customer service and the app is easy to use Reviewed on: 9th April 2024

Best experience credit card

The best credit card good customer care service Reviewed on: 9th April 2024

Everything is very easy thanks customer service is e...

Everything is very easy thanks customer service is excellent Reviewed on: 9th April 2024

Much more than another piece of plastic in my wallet!

Definitely fit for purpose and has been a feeling of security tucked away in my wallet but always there when needed! Great service and understanding from app to telephone by the personal involved! Good rates and advise in every financial way . Reviewed on: 9th April 2024

I feel like I'm always supported ..

I feel like I'm always supported and it's so easy to use the app Reviewed on: 9th April 2024

Easy app, handy card to have in your wallet

Easy payments, all the information is available on the Zopa App. Straight forward information with great customer service. Reviewed on: 9th April 2024

Money made easy

Easy to use and clear statements with very good app. Payments appear instantly and I like the security Reviewed on: 9th April 2024

Fair, honest.

Fair, honest. Open, nothing hidden cost. Great service, always listens to you Reviewed on: 9th April 2024

It’s been really great experience to having it

It’s been really great experience to having it Reviewed on: 9th April 2024

Customer service is excellent!

Customer service is excellent! Products are vast and very competitive to market leaders. Apps are very easy to use and set out is easy on the eyes. Notifications when card is used, and a text in advance when payments a due to come out. Reviewed on: 9th April 2024

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